As a true partner with our clients, we operate as an extension of your company’s financial and risk management efforts.

We monitor industry trends and understand the diverse and changing needs of our clients. This enables us to match your particular needs with comprehensive surety and insurance risk management programs at a fair price.

Today’s business is very competitive.

In this environment it is essential that you partner with an agent that has strong relationships with the best insurance and surety companies. Our professionals have earned a reputation for their expertise and integrity. Whether it’s helping you review contracts, a special bond form, or providing quick turnaround on a certificate, MNH is the partner that gives you a competitive edge.

Our experienced insurance professionals help you evaluate each exposure and determine your needs.

Then we tailor your coverages for the insurance carriers who best fit your particular requirements. Our knowledge, coupled with the relationships we maintain with our insurance markets ensures that you have the most comprehensive program at a fair price.

Some of the many services we provide include:

• Assisting clients in building a team of professionals, including CPAs, attorneys, and bankers with knowledge of your industry.
• Year-end financial planning to maximize your surety program.
• Reviewing your exposures, audits and claims history while recommending proper coverages and evaluating reserves.
• Coordinating insurance company loss control, claims and audit services, along with reviewing individual claims with adjusters on problem cases.
• Reviewing contractor bid specifications and Master Service Agreements for proper coverages, including all indemnity language.
• Reviewing experience modifiers for accuracy and projecting future modifiers to assist you in bidding work.
• Complete analysis of current executive benefits, key person life insurance, and employee benefits coverages.

Our Markets
Insurance Carriers

• ACE Group
• Acuity Insurance
• AIG Insurance Group
• Allianz Global Corporate & Specialty
• Allied Insurance (Nationwide)
• Amerisure Insurance
• Allied World Insurance Company
• AmTrust
• Arch Insurance
• Aspen Insurance
• Berkley Fire & Marine Insurance
• BITCO
• Chubb
• Cincinnati Insurance Company
• CNA Insurance
• FCCI Insurance Group
• Great American Insurance
• Hanover Insurance Group
• Hartford Insurance Company
• Liberty Mutual Insurance Companies
• Old Republic International Corporation
• Progressive Insurance
• Philadelphia Insurance Companies
• The Republic Group
• Service Lloyds
• Starr Indemnity & Liability Company
• Texas Mutual Insurance Company
• Travelers Insurance
• Union Standard Insurance Company
• XL Specialty Insurance Company
• Zurich North American
• Various Specialty & Umbrella Markets

Surety Companies

• ACE Surety
• American Safety
• AmTrust Surety
• Arch Surety
• Argonaut
• Berkley Surety Group
• CNA Surety
• FCCI Insurance Group
• Great American Surety
• Guarantee Company of North America
• Hanover Insurance Group
• Hartford Surety
• HCC Surety Group
• Insurors Indemnity Company
• International Fidelity Insurance Company
• Liberty Mutual Surety Group
• Merchants Bonding Company
• Mid-Continent Casualty Company
• NAS Surety Group
• Old Republic Surety Company
• Philadelphia Insurance
• Sompo
• SureTec Insurance Company
• Swiss Re Corporate Solutions
• Travelers Bond
• United Fire Group
• Zurich Surety